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    Insurance Distribution Directive (IDD)

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    Insurance Distribution Directive (IDD)

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    Scope:

    IDD applies to all insurance distributors:

    Insurance and reinsurance undertakingInsurance intermediaries as main professional activity (brokers, insurance representatives) and as secondary occupation (ex: car rental companies)
    Online insurance comparators

    Objectives:

    Strengthen customers protection, especially for unit-linked life insurance products

    Enhance the relevance and objectivity of advice in insurance subscription

    Harmonize the regulatory framework for insurance products in EU

    Strengthen penalties and widens the scope of intervention of competent national authorities

    Facilitate cross-border activities of insurance companies

    Align regulatory framework for all insurance distributors on sales approach and duty to provide advices

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