﻿{"id":2931,"date":"2017-03-23T16:07:08","date_gmt":"2017-03-23T15:07:08","guid":{"rendered":"https:\/\/www.aurexia.com\/?p=2931"},"modified":"2019-04-10T16:15:43","modified_gmt":"2019-04-10T14:15:43","slug":"les-fintechs-de-paiements-et-de-financement","status":"publish","type":"post","link":"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/","title":{"rendered":"Les Fintechs de Paiements et de Financement"},"content":{"rendered":"<p>Le march\u00e9 des paiements \u00e9lectroniques est en <b>croissance d\u2019environ 10% par an depuis 2014.\u00a0<\/b>Les flux de paiements prennent plusieurs formes : transactions cartes, paiements domestiques, paiements internationaux, pr\u00e9l\u00e8vements, bitcoins, et \u2026 blockchain. Les canaux de financement ne se limitent d\u00e9sormais plus aux banques ou aux march\u00e9s financiers permettant ainsi aux particuliers et entreprises de trouver de nouveaux leviers de croissance. L\u2019arriv\u00e9e r\u00e9cente sur leurs march\u00e9s de nombreuses fintechs, bien aid\u00e9es par les diff\u00e9rentes dispositions r\u00e8glementaires aff\u00e9rentes (SEPA, DSP I, DSP II\u2026), repr\u00e9sentent <b>une menace<\/b> pour les banques, mais aussi, paradoxalement, <b>de fortes<\/b><b> opportunit\u00e9s.\u00a0<\/b>Il existe ainsi un \u00e9ventail tr\u00e8s large de possibilit\u00e9s, en int\u00e9grant les contraintes contemporaines de <b>d\u00e9mat\u00e9rialisation et d\u2019instantan\u00e9it\u00e9.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les fintechs transforment l\u2019approche des particuliers et des entreprises sur la gestion de leurs paiements et leurs financements. Nos experts Aurexia Consulting sont disponibles pour vous pr\u00e9senter une analyse d\u00e9taill\u00e9e de ces nouveaux acteurs.<\/p>\n","protected":false},"author":32,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_themeisle_gutenberg_block_has_review":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1],"tags":[],"class_list":["post-2931","post","type-post","status-publish","format-standard","hentry","category-non-classifiee"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Les Fintechs de Paiements et de Financement - Aurexia<\/title>\n<meta name=\"description\" content=\"Les Fintechs de paiements et de financement. Le march\u00e9 de paiements \u00e9lectroniques est en croissance d&#039;environ 10% par an depuis 2014.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les Fintechs de Paiements et de Financement - Aurexia\" \/>\n<meta property=\"og:description\" content=\"Les Fintechs de paiements et de financement. Le march\u00e9 de paiements \u00e9lectroniques est en croissance d&#039;environ 10% par an depuis 2014.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/\" \/>\n<meta property=\"og:site_name\" content=\"Aurexia\" \/>\n<meta property=\"article:published_time\" content=\"2017-03-23T15:07:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-04-10T14:15:43+00:00\" \/>\n<meta name=\"author\" content=\"Maxime Poriel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Maxime Poriel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/\",\"url\":\"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/\",\"name\":\"Les Fintechs de Paiements et de Financement - Aurexia\",\"isPartOf\":{\"@id\":\"https:\/\/www.aurexia.com\/fr\/#website\"},\"datePublished\":\"2017-03-23T15:07:08+00:00\",\"dateModified\":\"2019-04-10T14:15:43+00:00\",\"author\":{\"@id\":\"https:\/\/www.aurexia.com\/fr\/#\/schema\/person\/b31f23919ebb29357bd15c63e3633eea\"},\"description\":\"Les Fintechs de paiements et de financement. Le march\u00e9 de paiements \u00e9lectroniques est en croissance d'environ 10% par an depuis 2014.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.aurexia.com\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Les Fintechs de Paiements et de Financement\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.aurexia.com\/fr\/#website\",\"url\":\"https:\/\/www.aurexia.com\/fr\/\",\"name\":\"Aurexia\",\"description\":\"A leader in Business Consulting for Financial Services\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.aurexia.com\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.aurexia.com\/fr\/#\/schema\/person\/b31f23919ebb29357bd15c63e3633eea\",\"name\":\"Maxime Poriel\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.aurexia.com\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/9e65bad96689eb8abafd6c08f608cae630383fc570af964a0cdfc00452f38eda?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/9e65bad96689eb8abafd6c08f608cae630383fc570af964a0cdfc00452f38eda?s=96&d=mm&r=g\",\"caption\":\"Maxime Poriel\"},\"url\":\"https:\/\/www.aurexia.com\/fr\/author\/maximeporiel\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Les Fintechs de Paiements et de Financement - Aurexia","description":"Les Fintechs de paiements et de financement. Le march\u00e9 de paiements \u00e9lectroniques est en croissance d'environ 10% par an depuis 2014.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/","og_locale":"fr_FR","og_type":"article","og_title":"Les Fintechs de Paiements et de Financement - Aurexia","og_description":"Les Fintechs de paiements et de financement. Le march\u00e9 de paiements \u00e9lectroniques est en croissance d'environ 10% par an depuis 2014.","og_url":"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/","og_site_name":"Aurexia","article_published_time":"2017-03-23T15:07:08+00:00","article_modified_time":"2019-04-10T14:15:43+00:00","author":"Maxime Poriel","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Maxime Poriel","Dur\u00e9e de lecture estim\u00e9e":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/","url":"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/","name":"Les Fintechs de Paiements et de Financement - Aurexia","isPartOf":{"@id":"https:\/\/www.aurexia.com\/fr\/#website"},"datePublished":"2017-03-23T15:07:08+00:00","dateModified":"2019-04-10T14:15:43+00:00","author":{"@id":"https:\/\/www.aurexia.com\/fr\/#\/schema\/person\/b31f23919ebb29357bd15c63e3633eea"},"description":"Les Fintechs de paiements et de financement. Le march\u00e9 de paiements \u00e9lectroniques est en croissance d'environ 10% par an depuis 2014.","breadcrumb":{"@id":"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.aurexia.com\/fr\/les-fintechs-de-paiements-et-de-financement\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.aurexia.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Les Fintechs de Paiements et de Financement"}]},{"@type":"WebSite","@id":"https:\/\/www.aurexia.com\/fr\/#website","url":"https:\/\/www.aurexia.com\/fr\/","name":"Aurexia","description":"A leader in Business Consulting for Financial Services","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.aurexia.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.aurexia.com\/fr\/#\/schema\/person\/b31f23919ebb29357bd15c63e3633eea","name":"Maxime Poriel","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.aurexia.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/9e65bad96689eb8abafd6c08f608cae630383fc570af964a0cdfc00452f38eda?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9e65bad96689eb8abafd6c08f608cae630383fc570af964a0cdfc00452f38eda?s=96&d=mm&r=g","caption":"Maxime Poriel"},"url":"https:\/\/www.aurexia.com\/fr\/author\/maximeporiel\/"}]}},"_links":{"self":[{"href":"https:\/\/www.aurexia.com\/fr\/wp-json\/wp\/v2\/posts\/2931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aurexia.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aurexia.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aurexia.com\/fr\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aurexia.com\/fr\/wp-json\/wp\/v2\/comments?post=2931"}],"version-history":[{"count":1,"href":"https:\/\/www.aurexia.com\/fr\/wp-json\/wp\/v2\/posts\/2931\/revisions"}],"predecessor-version":[{"id":2932,"href":"https:\/\/www.aurexia.com\/fr\/wp-json\/wp\/v2\/posts\/2931\/revisions\/2932"}],"wp:attachment":[{"href":"https:\/\/www.aurexia.com\/fr\/wp-json\/wp\/v2\/media?parent=2931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aurexia.com\/fr\/wp-json\/wp\/v2\/categories?post=2931"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aurexia.com\/fr\/wp-json\/wp\/v2\/tags?post=2931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}